Assalamu ʿalaykum wa rahmatullahi wa barakatuh, I have a question regarding the classification of a specific narration related to the duʿāʾ at the time of breaking the fast. The narration is reported from Abdullah ibn Amr ibn al-As that the Messenger of Allah ﷺ said: “Indeed, the fasting person has at the time of breaking his fast a supplication that is not rejected.” Then Abdullah ibn Umar used to say when he broke his fast: Submit Question The Q&A Service is Sponsored by: © Muftisays.com About Us Disclaimer Contact Us Advertise Sections Question & Answers Forum Member's Blogs Articles Fiqhuiz   New to Islam Muftipedia Halal Videos Islamic Fact of the Day Mufti Umar Farooq Sponsors Halal Food Gastronomy - Non Stunned Halal Reviews British Wholesales Saffron Alley Muftisays.com and Muftisays.org © is independently owned and operated by Muftisays.com's volunteers. The views expressed by the guest scholars are based on academic understanding and research. اللَّهُمَّ إِنِّي أَسْأَلُكَ بِرَحْمَتِكَ الَّتِي وَسِعَتْ كُلَّ شَيْءٍ أَنْ تَغْفِرَ لِي “O Allah, I ask You by Your mercy which encompasses all things, that You forgive me.” This wording appears in: • Sunan Ibn Majah (no. 1753) • also reported in Al-Mustadrak ala al-Sahihayn I understand that there are different narrations regarding the duʿāʾ at the time of ifṭār, some being marfūʿ (attributed directly to the Prophet ﷺ) and ally concerns this narration of Ibn ʿUmar reciting this duʿāʾ when breaking his fast. My questions are: 1. Is this particular narration considered mawqūf, meaning it is simply the supplication of Ibn ʿUmar (رضي الله عنهما), or is it considered marfūʿ ḥukman, meaning it is implicitly traced back to the Prophet ﷺ? 2. Can this duʿāʾ be attributed to the Prophet ﷺ, or should it only be attributed to Ibn ʿUmar as his personal practice? 3. If scholars consider it marfūʿ ḥukman, how should it be attributed correctly to the Prophet ﷺ in wording? For example, would it be correct to say something like: • “The Prophet ﷺ taught this duʿāʾ,” • or “The Prophet ﷺ used to say this duʿāʾ,” or should it only be phrased as: • “It is reported that Ibn ʿUmar used to say this duʿāʾ when breaking his fast”? I would greatly appreciate clarification on the correct scholarly classification and wording for attributing this narration. Jazakum Allahu khayran.

Assalaamualaykum Mufti Saheb, apolgies in advance for the long question. I am writing to seek your expert guidance and a formal fatwa regarding my livelihood. I operate a Snap-on tools franchise in Alabama, and I am increasingly concerned that the nature of my business—specifically the heavy involvement with interest (riba) and predatory sales tactics—is affecting my spiritual and personal life. Payment Structures in My Business I currently offer two methods for customers to purchase tools: • 1. The "Truck Account" (Interest-Free) This is an informal "handshake" agreement between myself and the customer. I apply a significant markup to the tools (often 60% to 100%). For example, if a customer buys a tool for $500, they pay a fixed weekly amount (e.g., $50 or $100) until the balance is cleared. There is 0% interest charged on these payments it's between me and them. Is this high-markup, deferred-payment model considered permissible? 2. Snap-on Credit (Interest-Bearing Loans) For expensive items like toolboxes and tool, we facilitate formal loans through Snap-on Credit. This involves: • Formal contracts spanning 1 to 5 years. • Interest rates ranging from 9.9% to 29.9% APR. • A business model that encourages keeping customers in perpetual debt to ensure they remain "on the truck." Ethical and Spiritual Concerns I feel a deep sense of guilt regarding the following: 1. Exploitation: The corporate strategy encourages us to keep customers in a cycle of debt so they remain dependent on the "tool truck" indefinitely. 2. Dishonesty: Due to high overhead costs, the finance on my own truck and a interst bearing loan I took out from snap on, I find myself exaggerating and lying to customers just to close a sale. 3. Facilitating Riba: I feel more like a bank agent than a tool salesman. I am worried that my role in processing these interest-bearing loans makes my income haram and my actions sinful. background on how snap on finance: Snap-on Credit LLC is a dedicated financial institution. It manages over $2.5 billion in receivables (money owed by customers).They use me (the franchisee) as the "loan officer." I do the paperwork, I assess the customer's character, and collect the "weekly installments"—but the high-interest profit goes back to the corporate entity. they want to "keep customers in debt" is actually a core part of the business model. In the industry, this is often called "building the RA" (Revolving Account). • Retention through Debt: If a customer owes you $2,000, they feel obligated to step onto your truck every week to pay. As long as they are on the truck, you have a chance to sell them more. • The Trap: If they pay off their debt, they might stop coming onto the truck. This is why the corporate pressure is so high to "reload" the customer with a new purchase as soon as they have "room" on their credit line. Personal Reflection and Seeking Hidayah Lately, despite making significant money through the franchise, my life has taken a difficult turn since I started this business. I am facing worsening health issues and a broken relationship with my wife and children, I am constantly fighting and arguing. I fear these are the consequences of dealing in interest, dishonesty and missing salah. The money I have earned so far is this halal or should I give this in charity and start again. I am desperate mufti sahib to find peace again. I know in my heart I am doing wrong, but I am fooling myself. I just need a wake up call. I humbly request your guidance on the following: • What are the specific warnings in the Quran and Hadith regarding those who sell or facilitate interest? • Is the high-markup "Truck Account" model permissible if it remains 0% interest? • If my business cannot survive without the interest-bearing loans, is it mandatory for me to leave this profession? I am seeking hidayah and a way to earn a pure (tayyib) living . I look forward to your advice. I have been as transparent as I can be.

Assalamualaykum, I pray you're well. My parents are divorced and we don't see my dad, he has no communication with us for over 12years, reconciliation is not possible (it has been considered) it was me, my sister mom and brother, but my brother has gone abroad after getting married. My mum has her mahrams her nephews, brother etc, but me and my sister have my uncle and grandpa, my uncle he has his own family and if they go somewhere well we don't have a mahram as my grandpa lives back home in Pakistan, so what do I do, if my sister wants to go on holiday abroad and so does my mum I can't be left alone so I go with them but I know this isn't allowed, but what are the rulings for those who have no mahram in terms of travel, the three of us. And in general too women with no mahram, how do I get married, visiting other cities, does that mean i cant go anywhere until i get married? I know It would be wise to go to my uncle or grandparents but my emotions get in the way as I do not have a close bond or relationship with either of them, growing up we were not and are still not close to them, and my grandpa does not live us and my uncle has his own family and he would not go abroad or anywhere with us, especially as he has his own kids who have reached maturity so it wouldn't be fair on them, and I practice niqab but my sister doesn't.

Assalaamu Alaikum Wa Rahmatullaahi Wa Barakatahu. Dear Brother – Could you please go through the below details and kindly guide me. Frankly I am helpless, stressed and worry of my health, my future & kid’s as well. Thanks in advance. I am the only Son to my parents who are 72 & 67 years old. I have 2 eldest and 1 younger sister. My parents live in hometown, and all my 3 sisters stays nearby my hometown with their husbands’ families. I stay in a city (Hyderabad, India) with my family (wife+12 years old Son+11 years old Daughter). I started my career around 22 years back and since then I have been most obedient and supportive to my parents in all the aspects. As per my father’s wish and mine, we built mango farm from scratch in the land which is given to us by my grandfather. It is 12 years old of farm now which is completely managed by my father. Most of my job savings from the job went into mainly Mango farm development, clearing my father’s debts, supporting my youngest sister’s marriage, my parents medical needs (surgeries + pharmacy which are always in corporate hospitals), home repairs etc…, My father is a retired state government servant receives monthly pension, 2 houses monthly rents and income from mango farm. He lives in a own house. Frankly to say, since my career start, I am completely independent and till now I did not receive any money from my parents. My father never shared with me his details like how much he receives as monthly pension/rents and also from mango farm. If I specially asks then he diverts the discussion either going into some different topic, going away from me OR by saying health is not good, will talk later. This has been the trend since last 5 years. I have my immediate family to feed and I too have responsibilities towards my wife and kids in terms of education. As long as I am giving money to them whenever they asked then there were no issues. When I started asking to share the savings then absolutely no comments. Since then they started spreading false information to my sisters, relatives and neighbors. Worst case is to the hospital doctors also. They wasted my money in investing into my father’s brothers lands. They took money but didn’t register the properties as they started demanding more money. Now it is in courts since last 7 years. This occurrence happened in another scenario too. I was the last one to get married (with my own expenses) and at the time of my arranged marriage, my parents clearly told me and my in-laws that whatever is available all belongs to my Son i.e. Myself. They clearly stated that there is nothing to be given to daughters. Now since last 5 years they changed their mind and they want to give share in the mango farm where neither my parents nor my sisters spent any money towards development. Also want to give a house(s) and for that the reason being given is “whoever takes care of us will get it”. Only half of my ancestral land is on my name and rest is with my father. Frankly I never had any other bad intentions when I had been spending money towards my parents since 22 years. Always listened and sent them the money as I am the Son and have to take care of my parents well. There were multiple occasions where in I had to loan the money to give to my father. But now my father disagrees with me on the money spent by me. He declines. I wanted to solve the issue in a friendly way. I asked them to do some agreement in which it says so and so belong to his son & daughters upon their death. Since my career, they never gave me any money and now I am requesting them to share with me some money as my kids education expenses grows and I am also getting old. But none of these concern to my parents. Whenever they have any medical need or surgery needed then they politely come to my home in the city. As soon as their need is fulfilled then they simply vanishes. They hardly speak to me and they hardly take my calls. Now they frequently leave the hometown house and spending more time with my sisters and spreading all the false information. Due to this there were few incidents where in I had to raise my voice to show them how I feel and how am I concerned about my future and kids. But none of it concer them. Due to which I feel stressed and always thinking why they are giving this kind of treatment to me. Their daughters did not clear any of their debts, never helped financially but my parents are now spending time with them and hardly connect with me and my family. They are blackmailing me to do whatever I can. Since my father is the eldest in his family so his brothers and sisters do not talk anything about him. I tried to resolve it with my village elders but he did not show up. He always escapes. Whenever any medical need comes then he always say everything belong to you only. Even recently a month back also he said the same. But he again backed out of his promise once the surgery went well and discharged. Sorry to say this but my parents are liars. They always try to blame me only even though I utter the same statement what they said in the past. Hope you understand my issue. Now could you please help me out with my further course of action? How to resolve my matters? I am feeling lonely, stressed a lot which is impacting my life at home.

Salam, my husband has no savings from his earnings. I have savings and pay zakat for my savings. My husband has some debt that he is finding difficult to clear. Am I able to use some of my zakat to clear his debts for him?

Asalamualaikum just have a question. For these hypothetical scenario. 1) if a hypothetical man is suffering from waswasah and says to himself constantly “ never leave no matter what” but he accidentally doesn’t say the “never” and accidentally out loud only says “leave no matter what” or from that whole sentence only says out loud “ leave” and there’s no intention at all of Divorce does that do anything in all wordings? 2) similarly if a man because of waswasah all the time randomly says out loud “ leave” without thinking of the rest of the sentences with no intention at all of Divorce does that do anything ? 3) if a hypothetical man in a hypothetical scenario says “I’ll leave if you do this” or “I’ll leave if you don’t do this” and there’s no intention at all of does that do anything in all wordings? The man is just angry and says as a threat it to get her to do what he wants. 4) and if the hypothetical man in the hypothetical scenario is asked by his hypothetical wife if he intended to Divorce her by saying that and he lies and says “yes“ even though he doesn’t intend it at all he just lies and says “yeah” so she listens does that do anything? 5- if a hypothetical man in a hypothetical scenario says to his sister “I don”t want her” referring to his wife, or he says to his wife “I don”t want you” it’s all just out of frustration And anger and there’s no intention at all of Divorce does that do anything in all wordings? 6- when referring to hypothetical scenario or scenarios in my life which you confirmed that Divorce definitely doesn’t occur. In my question I have mistakenly said something similar to “Ive also given conditional divorce” ( which I haven’t done Ever at all I just said it as I was explaining the scenario to you back then and mistakenly wrote it ) there’s no intention at all of Divorce or put the word “divorce” in the question title does that do anything in all wordings and anything else similar to that?there’s no intention at all of Divorce Jazaka Allah for all your help may Allah reward you immensely

Asalamualaikum Hypothetically in Islam if a hypothetical man has an OCD he has a thought that” if he doesn’t or does do that then “divorce” “ so he does stuff for example it could be anything like opening the door multiple times or switching the light off multiple times after. the fact that this hypothetical man listens to the thought and act on it do anything ? Or starts to do with action or is in the middle of it and stop himself does that do anything? or if he can’t do the action for any reason? there’s no intention at all of Divorce ,does that do anything in all scenarios or anything similar? May you be rewarded

Assalah mu Alaykum I gave my word to my tenant who was staying in house for 20 years 3 months before I gave him a price 300k When the time came to sell i went back on my word and sold the house to another person for 325k as he was offered me more So my tenant got really angry with this because I went against my word I know I am wrong What is shariah ruling on this The now ex tenant says that I have to give him back 24 months of rental as he stayed in there for 2 months Though he still has outstanding balance of unpaid 6 months rent Only then maybe will forgive me He has given me 2 weeks to do if not then he is threatening me by saying he will report me to HMRC for not paying or declaring the rent payments to them He has recording where I have said I promise to sell the house to him so he is going to make viral to whole world to show my character to people of how I break promises Is this allowed What is the ruling on this to Please advise Jazakalla u khair Mehboob

"I am currently living in a non-Muslim country and have financed my home through an Islamic bank using an Ijarah (lease-to-own) model. In the event of a disaster that destroys the property, I am concerned about the financial hardship of losing my home while still being liable for the debt. Is it permissible to take out a conventional home insurance policy to mitigate this risk and protect against total financial loss?"

Sheikh, my husband is the eldest of four brothers. We both work hard and, after five years of marriage, are still building our own family and trying to save and invest wisely for our future. Alhamdulillah, Allah has blessed us with a good income, but we do not believe that having a good income means we have unlimited financial responsibility toward his brothers. His parents are retired, and we already support them with approximately $4,000 per month for their living expenses. We do this willingly and consistently, and we strive never to fall short in caring for them. Previously, one brother entered a business venture with my husband that failed. After the loss, he insisted my husband was responsible for his $40,000 loan related to that business. He stopped speaking to his parents and prevented them from seeing their granddaughter until we paid the full amount, even though it was not solely our obligation. We ultimately paid it to restore family peace and in the hope of reconciliation. He resumed speaking to his parents afterward, but it has now been two years and he still does not speak to my husband. Now the youngest brother is creating similar distress regarding his university education. He insists specifically on studying in Europe and rejects more affordable options elsewhere, which significantly increases the cost. Because my husband feels emotionally pressured, I have been handling the research and applications and have spent considerable time finding more reasonable alternatives. We truly want to help him study, but these options are often refused and expectations continue to increase. We initially planned to help with $10,000, then extended to $25,000, and now we are being pressured toward $30,000 per year — potentially over $120,000 for a four-year business degree. When limits are discussed, he reacts with crying, shouting, and making himself physically ill, which causes their mother severe distress. My husband feels caught between two sides. He cannot give freely because this income belongs to both of us and must be agreed upon together. At the same time, he feels deep guilt when he sees his mother suffering. He has acknowledged that the expectations placed on him are heavy and often unfair, yet he struggles because he loves his family and does not want division. I also struggle internally. We are trying to build stability for our own household, and this pattern keeps repeating. It leaves me feeling that while we are the ones consistently supporting and caring for the parents, we are also the ones placed under the greatest pressure. I fear that if we do not establish healthy limits, this cycle will continue indefinitely. We want to act with ihsan, justice, and kindness — but not at the cost of enabling ongoing emotional and financial pressure. How can we set fair and principled boundaries, protect our family’s future, and still maintain family ties in a way that is pleasing to Allah?